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Terms of Use

The following terms of use relate to this website and any email communication sent by us to you. Please read these terms carefully.

Acceptance of terms
Your access to and use of this website or receipt of any email sent to you by us is subject to the following terms. We reserve the right to update these terms at any time without notice to you. By using this site or receiving emails from us, you accept, without limitation or qualification, these terms. If you do not agree to these terms of use, please do not use this site or opt out of receiving emails from us by notifying us at

Accuracy & completeness of information
Whilst we strive to ensure that the information contained in this site, or in any email or email attachment sent to you by us, is accurate and reliable, we make no warranties or representations as to the accuracy, correctness, reliability or otherwise with respect to such information, and assume no liability or responsibility for any omissions or errors in the content of this site or any such email.

Modification of this site
We will periodically revise information and resources contained in this site and reserve the right to make such changes without any obligation to notify past, current or prospective site visitors/users.

Your use of this site
You may download content for non-commercial personal use only, provided copyright, trademark or other proprietary notices remain unchanged and visible. No right, title or interest in any downloaded materials is transferred to you as a result of any such downloading or copying. You agree that you will not otherwise copy, modify, alter, display, distribute, sell, broadcast or transmit any material on the site in any manner without our prior written permission.

No unlawful or prohibited use
As a condition of your site use or use of information contained in any email sent to you by us, you will not use the site or any such information for any purposes that is unlawful or prohibited by these terms or any applicable law.

At our discretion entirely, we may accept or reject any comment, idea, suggestion or material (“submission”) from the public. If you send us a submission, then such submission will be considered non-confidential and non-proprietary and we shall be free to use any such submission for any purpose whatsoever.

This site, or any email, or any other information sent to you by us is made available on an “as is” basis. We expressly disclaim all warranties, including the warranties of merchantability, fitness for a particular use or purpose and non-infringement. We disclaim all responsibility for any loss, injury, claim, liability or damage of any kind resulting from, arising out of, or any way related to (a) errors in or omissions from this site or email and the content, including but not limited to technical inaccuracies and typographical errors, (b) any third party websites or content therein directly or indirectly accessed through links in this site or email, including but not limited to any errors in or omissions therein, (c) the unavailability of this site or any portion thereof, (d) your use of this site or email (e) your use of any equipment or software in connection with the site or email.

Limitation of liability
In no circumstance and under no legal or equitable theory, whether in tort, contract, strict liability or otherwise, shall we be liable for any direct, indirect, special, incidental or consequential damages arising out of any use of information contained in this site or in any email sent to you by us, including, without limitation, damages for lost profits, loss of goodwill, loss of data, work stoppage, accuracy of results, or computer failure or malfunction.

You agree to defend, indemnify and hold us harmless from and against any and all claims, damages, costs and expenses, including legal fees, arising from and related to your use of this site or any information received by you from us.

Copyright notice
The graphic images, buttons and text contained in this site or other document received by you from us are either our property or property owned by third parties. Except for personal use, these items may not be copied, distributed, displayed, reproduced, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise without the prior written permission of the relevant owner.

This site and documents we may disseminate to you may feature logos, brand identities and other trademarks and service marks (collectively, the “marks”) that are the property of, or are licensed to, us or third parties. Nothing contained in this site or any email or other document sent to you by us should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any mark without our written permission or that of any third party that may own a mark.

Links to third party websites
As a convenience to viewers/users, this site and email communications we send may link to other sites or material owned or operated by third parties and not maintained by us. However, even if such third parties are affiliated with us, we have no control over these linked sites, all of which have separate privacy and data collection practices and legal policies independent of us. We are not responsible for the contents of any linked sites and make no representations regarding the content or accuracy of material or statements on such sites. Viewing third party sites is entirely at your own risk.

Cautionary language regarding forward looking statements
This site and emails sent to you by us may contain statements, estimates or projections that constitute “forward-looking statements” as defined under relevant securities or other laws. Any such forward looking statements are inherently speculative and are based on currently available information, operating plans and projections about future events and trends. As such, they are subject to numerous risks and uncertainties. Actual results and performance may be significantly different from our historical experience and our present expectations or projections. We undertake no obligation to publicly update or revise any forward looking statements.

We consider that the responsible use of personal information collected on this site and other websites we use is important to our business objectives and reputation. The extent and type of information we receive from you on our site or external websites depends on the information you provide to us through contact mailboxes and/or through any registration or subscription processes. We only use your personally identifiable information to respond to your requests and to provide you with information about our services and market data, but may also use it to provide you with marketing material about our services unless you opt out of receiving this information. We also may use personal information for the purposes of providing services to clients, maintaining client relationships and for our other related business activities. Some websites we use or link to may invite you to contact us or to provide information about yourself. We use the information you provide to personalise your online experience and to deliver the content most suited to your needs. In addition. “cookies” (i.e. small text files placed on your computer when you first visit a site) may be used on some of the websites we use or link to. Some browsers recognise when a cookie is offered and permit you to refuse or accept it. If you are not sure whether your browser has this capability, you should check with the software manufacturer, your technology professional, or your Internet service provider. If you visit the above mentioned sites to read or download information, much of the information we collect is statistical only (e.g. the domain from which you access the Internet, the date and time, your city, the Internet address of the website from which you linked to our site etc.) and not personally identifiable. We use this information about the number of visitors and their use of the site in aggregate to help make our site more useful for users and clients. The personal information you provide to us will be retained only for as long as necessary to fulfill the purposes for which the information was collected or as required by law. We do not share personal information with third parties except as necessary to carry out our business or your request or as required by law or other legal processes, and we never sell your personal information. Furthermore, personal data collected by us may be transferred to our business associates where it is necessary to carry out our business or to meet the purpose for which you have submitted the information. By submitting data through us electronically, you are providing explicit consent to trans-border transmission of data. We recognise our responsibility for protecting the online privacy of your personal information. If you have any questions or comments about our administration of your personal information, or would like to opt out of receiving any information from us, please contact us at

We maintain and operate this site and email communications from our offices in New Zealand. The terms of use herein are governed by and interpreted under New Zealand law. By using this site or receiving emails from us you consent to the jurisdiction of the courts located in New Zealand for any action arising from these terms of use. If any portion of these terms of use is deemed unlawful, void or unenforceable, then that part shall be deemed severable and shall be construed in accordance with applicable law and will not affect the validity and enforceability of any remaining terms of use. Our failure to act with respect to any breach of these terms of use by you or others does not constitute a waiver and shall not limit our rights with respect to any such breach or any subsequent breaches.

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